Mastercard Platinum

Credit Card

Earn up to AED 12,000 in annual cashback

Customers can earn flat 3% cashback per month capped at a Dirham value of AED 1,000 per month. With no parameters such as cashback earning differentiation on domestic spend, international spend, and/or category based spend.

Travel Features

Mastercard Priceless Specials – powered by the Entertainer

Enjoy priceless offers on restaurants, leisure attractions, spas, hotel accommodations and more across the Middle East, Asia, Africa and Europe. It offers you exclusive access to hundreds of deals from top venues and different categories such as

  • Food and Drinks: Fuddruckers, Cafe Bateel – Dubai, Chili's - Abu Dhabi
  • Attractions and Leisure: Lost Paradise of Dilmun, Adventureland, Fun City - Abu Dhabi
  • Beauty and Fitness: DS Ann’s Spa by DS Angel Spa WLL, Sisters Beauty Lounge – Dubai

For business or leisure travel, your Platinum Mastercard helps you start your journey in style

Your Platinum Mastercard gives you, unlimited, complimentary access for you to over 25 regional and international Lounges, Marhaba, and CAC lounges across UAE, Saudi Arabia, Jordan, Kuwait, Egypt, Morocco, USA, UK, Canada, Germany, France, Singapore, and more.

Other travel benefits:

  • Enjoy up to 8% discount on any roundtrip international booking via Cleartrip.
  • Hotel discounts at IHG Hotels and Resorts,
  • Car rentals discount at Avis Car Rental, Budget Car Rental,
  • Fulfill Visa Service provides comprehensive official visa services and peace of mind for travelers throughout the Middle East and Africa, specializing in the UAE and Gulf States.

Lifestyle Features

Bicester Village Shopping Collection

With your Invest Bank Platinum Mastercard you get a VIP invitation, an additional 10% discount on purchases in the participating boutiques, 15% discount on shopping packages, 15% discount on chauffeur drive experience at participating villages, 15% discount on Shopping Express, and Access to VIP lounge.


Enjoy 20% off three rides every month on Careem.

MyUS Premium Membership

Shop at over 100,000 US retailers, and get fast, reliable, affordable, and international shipping.


Up to 20% off grocery or food orders two times per month on the Talabat App.

Gym Membership

Enjoy 25% discount on your first Fiit subscription and get fit with 800+ workouts with world class trainers.

Shahid (Arabic content streaming platform)

Shahid is an Arabic content streaming platform. It is the World’s streaming entertainment platform for Arabs. Providing the opportunity for Arab storytellers and entertainers to tell their stories, grow and become stars. The Shahid VIP plan allows you to access the trendiest and most popular series and movies in Arab world. Enjoy 50% off on the VIP monthly plan when you use your Mastercard card for the first time.

Peace of Mind

Purchase Protection of up to USD 2,000.

Key Points

  • Annual Card Fee: First year free, AED 500 from second year onwards, charged annually.
  • EPP Payment: 0% EPP.

Requirement and Eligibility

  • Have a minimum monthly salary of AED 7,000.

  • Treat your card as cash, never leave it unattended.
  • Sign your card on the signature panel as soon as you receive it.
  • Do not sign blank charge slips.
  • Never share your card details like OTP, expiry date, CVV or PIN with anyone.
  • Never put your card number or personal identification number (PIN) on the outside of an envelope or postcard.
  • Never put your PIN on the card or in your wallet or store them on your mobile.
  • Do not ignore any SMS alerts or calls from the bank regarding your transactions. Call our helpline immediately in case you notice any discrepancies.
  • Do not leave any card in your car’s glove compartment. An alarmingly high proportion of credit card thefts are from car glove compartments.
  • Ensure that you get your card back after every purchase.
  • Always check sales vouchers for the correct purchase amount before you sign them and keep copies of your vouchers.
  • Always check your billing statements and verify the amount of your purchases.
  • Make a comprehensive list of all your cards and their numbers and store it in a safe place.
  • Do not share any personal information when you use your card, other than the displayed personal ID as requested by the merchant.
  • Do not lend your card to anybody as you are responsible for its use. Some card disputes can be traced directly to customer’s family and friends.
  • Report lost/stolen/damaged cards immediately. The sooner you report the better the chances of stopping fraud.
  • Download our Mobile app to block and unblock cards at your will.
  • Check and report any unidentified transaction on your statement immediately.
  • Keep your card in sight when purchasing in-store and check that the correct card is returned to you.
  • Check that the package is intact when you receive a new card and report any lost or stolen cards immediately.
  • Always shred your card statements, receipts, and cut expired or damaged cards before discarding.

Documents available to view